{"id":6442,"date":"2018-12-28T11:45:38","date_gmt":"2018-12-28T11:45:38","guid":{"rendered":"https:\/\/www.openbusinesscouncil.org\/?p=6442"},"modified":"2018-12-28T11:45:38","modified_gmt":"2018-12-28T11:45:38","slug":"the-uks-biggest-money-regrets-of-2018","status":"publish","type":"post","link":"https:\/\/www.footballthink.com\/the-uks-biggest-money-regrets-of-2018\/","title":{"rendered":"The UK\u2019s Biggest Money Regrets Of 2018"},"content":{"rendered":"
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The UK\u2019s Biggest Money Regrets Of 2018<\/figcaption><\/figure>\n

There is a shared truth among middlemen workers and citizens when speaking about money: it is hard to get and very easy to spend. In fact, spending money is infinite easier than earning it as the world actually works thanks and towards to the always-in-movement scheme. Nonetheless, that doesn’t mean it hurts when we come to realize where that hard-earning extra pounds went to. It is even more painful when we look our bank statement and we see that most of it has gone in things we definitely didn’t need or are banal, purchases made on a bad day and driven by compulsive non-rational behaviour.<\/p>\n

Takeaway food, ultra-tech devices we barely know how to use them<\/a> or what are they for, new clothes and that extra food we surely didn’t need as we plan to go on a diet soon… are just few of the purchases that British regret the most when spending money, and a new survey reassure what we all though about it: we spend more money than we should, and most of the times without a proper thinking.<\/p>\n

As such, money spent on takeaway food (16%) and alcohol (14%) are the UK\u2019s most regretted purchases of 2018, followed by frivolous spending on the home (14%), fashion (11%) and dining out (10%) according to research from Marcus by Goldman Sachs. The study delved into the nation\u2019s spending habits and financial hopes for 2019.<\/p>\n

A third (34%) of UK adults who ordered food for delivery spent between \u00a3150 and \u00a3300 on takeaways. Socialising also took its toll on the UK\u2019s bank balances, with 15% of adults spending more than \u00a31,000 on alcohol, and 25% spending over \u00a3500 on nights out.<\/p>\n

Speaking about the research, Managing Director of Marcus by Goldman Sachs, Des McDaid said: \u201cWith money being such an emotive topic it\u2019s easy to see how so many people have looked back over the year and wished they had spent their money more wisely.<\/em><\/p>\n

New year, new financial outlook <\/em><\/strong><\/p>\n

While nearly a third (29%) of UK adults are happy with their financial situation, the vast majority (71%) are not, which indicates that they may be planning to make changes to how they manage their money in 2019: 35% plan to save more, one in three (33%) plan to spend less and 19% aim to pay off their debt in the new year.<\/p>\n

It\u2019s the younger generation that is most optimistic about their future finances, with 34% of 18 to 34-year-olds predicting that they will be better off this time next year. In contrast, a quarter (26%) of those over 55 expect to be worse off.<\/p>\n

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Money spent on takeaway food (16%) and alcohol (14%) are the UK\u2019s most regretted purchases of 2018<\/figcaption><\/figure>\n

Regional divides <\/em><\/strong><\/p>\n

Across the country, there are big regional differences in financial outlook for 2019. The top three most optimistic regions that hope to be in a better financial position this time next year are:<\/p>\n