{"id":3784,"date":"2018-01-12T13:27:18","date_gmt":"2018-01-12T13:27:18","guid":{"rendered":"https:\/\/www.openbusinesscouncil.org\/?p=3784"},"modified":"2022-05-04T21:38:03","modified_gmt":"2022-05-04T21:38:03","slug":"important-financial-targets-need-hit","status":"publish","type":"post","link":"https:\/\/www.footballthink.com\/important-financial-targets-need-hit\/","title":{"rendered":"Important Financial Targets You Need to Hit"},"content":{"rendered":"
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Important Financial Targets You Need to Hit<\/figcaption><\/figure>\n

There are countless lists out there of financial targets you need to hit. They usually include deadlines. \u201cFinancial targets to hit before you are 30\u201d \u201cmoney goals for to reach in your 40\u2019s\u201d and so on. But, this isn\u2019t really fair. We all start at different phases. Those born into well-off families who have their college fees paid and get help towards buying a house have a huge head-start on those that start life with nothing and have to work hard and pay for everything themselves. People that settle down and marry young and live a stable life with a good job are bound to have better finances at 30 than those who got stuck in a bad relationship, had to move away or struggled to find a job that they love. We\u2019re all different, our bank accounts all look different, and it\u2019s unfair to assume that we can all hit the same goals with the same deadlines.<\/p>\n

But, there are important goals that are worth striving for when the time is right for you. The financial targets<\/a> you should work towards, which could improve your quality of life.<\/p>\n

Be Debt Free<\/strong><\/h1>\n

Americans have over $1trillion outstanding credit,<\/a> and 8 out of 10 of us have some form of debt, be it a few dollars on a store card, or thousands to a variety of sources. Debt is a huge problem in modern society. But, it\u2019s become a way of life. With so much credit on offer, many of us accept, spend money we don\u2019t really have and barely give it a second thought until our minimum payments are crippling.<\/p>\n

Being debt free can change your life. You\u2019ll have more disposable income every month, and you\u2019ll have a much easier time getting approved for any credit that you actually need, such as a mortgage, business loan or car finance.<\/p>\n

Paying debts off can be tough. Consider a consolidation loan if you\u2019ve got more than one. Or set up a standing order to pay off as much as you can afford over the minimum.<\/p>\n

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It\u2019s always a good idea to pay off your debt first, as savings effectively mean nothing if you owe money<\/figcaption><\/figure>\n

Improve Your Credit<\/strong><\/h1>\n

Paying your debts off is a big part of improving your credit. But, not the only way. Read about how to repair your credit<\/a> and set yourself some goals. A good credit score can help if you ever need a loan or mortgage, but will also mean you\u2019ll never get turned down for things like gym memberships or mobile phone contracts, all of which usually carry a credit check as part of the agreement.<\/p>\n

Save for Retirement<\/strong><\/h1>\n

It\u2019s never too early, or too late, to save for retirement. It\u2019s always a good idea to pay off your debt first, as savings effectively mean nothing if you owe money. But, as soon as that\u2019s done, use a retirement income calculator<\/a> and start planning. Think about how much you need to live comfortably when you stop working. Start saving towards this goal, putting as much as you can afford aside every week or month.<\/p>\n","protected":false},"excerpt":{"rendered":"

There are countless lists out there of financial targets you need to hit. They usually include deadlines. \u201cFinancial targets to hit before you are 30\u201d \u201cmoney goals for to reach in your 40\u2019s\u201d and so on. But, this isn\u2019t really fair. We all start at different phases. Those born into well-off families who have their […]<\/p>\n","protected":false},"author":7,"featured_media":3786,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_mo_disable_npp":""},"categories":[25],"tags":[],"acf":[],"yoast_head":"\nImportant Financial Targets You Need to Hit - OpenBusinessCouncil Directory<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.footballthink.com\/important-financial-targets-need-hit\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Important Financial Targets You Need to Hit\" \/>\n<meta property=\"og:description\" content=\"There are countless lists out there of financial targets you need to hit. They usually include deadlines. \u201cFinancial targets to hit before you are 30\u201d \u201cmoney goals for to reach in your 40\u2019s\u201d and so on. But, this isn\u2019t really fair. We all start at different phases. 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