Although the claim might be straightforward, there are a lot of common mistakes that could be made. Read through this list, so you don’t get caught up in the storm.

Handling The Claim Without A Lawyer

If you are claiming through an insurance company, you may notice that they’re directing you to avoid lawyers. They might suggest that lawyers will complicate the issue, and your case is rather simple so doesn’t need the hassle.

However, in this case, the insurance companies are often trying to get the best and quickest deal for the company’s reputation. Without a lawyer, you could be missing out on thousands of dollars.

Hiring a local lawyer, like Crantford Meehan in Charleston, can help you find a realistic outcome from someone who wants the best outcome for you.

Thinking A Question Is Stupid

When you start the claiming process, you will come across confusing statements and head-scratching forms. The adverts might suggest that claiming is easy, but you are bound to have questions. To make sure you get the most out of your lawyers and the claim, ask all the questions you need to.

It’s not like you’re a lawyer yourself, so of course, you are going to be confused about some parts of the process. Understanding what’s going on is the lawyer’s job, and if you have concerns, are confused, or worried about misunderstanding something, then ask your lawyer.

To get the most out of the claim, you need to make sure every question is answered.

Assuming A Compensation Claim Will Be Easy

Some claims are easier than others, sure. But there is more to the process than filling out a form and waiting for the money to arrive.

Normally there is a level of complexity that the lawyers have to navigate through. Both sides have to bring evidence to the table, to back up their claim. If the incident happened in the middle of nowhere, with no cameras and no bystanders, leaving the evidence to “he said, she said”, then the battle will be hard.

Failing To Find Or Keep Evidence

Without evidence, you will not receive the true value of your claim. You might not get a single penny. Just as any large court case needs the facts to understand the situation, you need to provide evidence too.

If you take photos and videos at the time of the incident, this can make up for the lack of evidence during the event. Say you fall down the stairs – take your phone out and photograph your injury, the location of the fall, and what made you slip. You can even photograph the changes in your injury as time goes on.

You should also document how the injury has disrupted your life. Following the “fall” example, you should video how walking upstairs has become difficult for you.

This is evidence of location, and ongoing injuries.

Assuming Your Lawyer Is Only Working On Your Case

Your lawyer  might make a mistake. Perhaps they used the wrong name, mentioned an irrelevant fact, or forgot a detail that you thought was important. In these instances, it’s important to remember that your lawyer is human.

Although you don’t want them to make any mistakes at all, catching one for them can help you secure your case. Work as a team with your lawyer, and correct them if you need to. They will tell you if that information wasn’t needed or if they have a plan for the case’s progression. But it is always better to be safe and not sorry.

Settling A Claim Without Medical Evidence

Again, this is another issue often created by insurance companies. Sometimes these businesses will settle your claim hoping for a quick turnaround rather than the biggest payout. However, if you don’t show your medical evidence, you could be missing out on a bigger compensation.

Medical evidence can scientifically prove how much you have been hurt from the incident. It is harder to dismiss and can show the likelihood of lingering injuries.

Summary

Understanding all of these potential issues can help you avoid them in your claim. Note every piece of evidence that you can find, show them to your lawyer and have them explain the plan to you. Ask as many questions as you need, but be prepared for a long journey.

Hernaldo Turrillo

Hernaldo Turrillo is a writer and author specialised in innovation, AI, DLT, SMEs, trading, investing and new trends in technology and business. He has been working for ztudium group since 2017. He is the editor of openbusinesscouncil.org, tradersdna.com, hedgethink.com, and writes regularly for intelligenthq.com, socialmediacouncil.eu. Hernaldo was born in Spain and finally settled in London, United Kingdom, after a few years of personal growth. Hernaldo finished his Journalism bachelor degree in the University of Seville, Spain, and began working as reporter in the newspaper, Europa Sur, writing about Politics and Society. He also worked as community manager and marketing advisor in Los Barrios, Spain. Innovation, technology, politics and economy are his main interests, with special focus on new trends and ethical projects. He enjoys finding himself getting lost in words, explaining what he understands from the world and helping others. Besides a journalist, he is also a thinker and proactive in digital transformation strategies. Knowledge and ideas have no limits.

The post Common Mistakes Personal Injury Clients Make appeared first on OpenBusinessCouncil Directory.

Personal Injury Claims in Atlanta, Georgia

If you sustained an injury due to another person’s negligence or careless actions, you might be able to secure financial compensation from the liable party’s insurance company through a third-party claim.

To successfully file an insurance claim you will have to prove that the at-fault party caused your injuries and present documentation showing the losses stemming from your accident. The insurance company could reimburse you for medical bills and lost wages, as well as compensate you for your pain and suffering.

How Insurance Companies Calculate Your Pain & Suffering

There is no set rule regulating how an insurance company must calculate pain and suffering in injury claims. However, two strategies are frequently used to determine the value of your intangible damages: the “Multiplier Method” and the “Per Diem” approach.

The Multiplier Method: One way to calculate the pain and suffering portion of your claim is through the multiplier method. This simple approach multiplies your total damages by a factor typically ranging from 1.5 to 5.

For instance, imagine you were involved in a car accident that broke your arm and the total economic damages of your claim were $3,000.  An insurance company could multiply that by three (or another reasonable factor) and determine that $9,000 is a reasonable total for your emotional suffering.

The Per Diem (Daily Rate) Method: The second approach is the Per Diem method which determines a reasonable daily rate for living with your injuries and then multiplies that rate by the number of days it took you to recover. The daily rate can be challenging to determine, but it’s common to use the patient’s regular wages since healing after an accident is at least as emotionally draining as attending work every day.

Other Approaches

While the “Multiplier” and “Per Diem” method offer reasonable approaches to calculating pain amd suffering, insurance companies are under no obligation to use them. Instead, many insurance providers use computer programs to calculate this portion of your claim. These programs will often determine a value based on the type of injury and the kind of medical treatment received.

How Much is Your Pain and Suffering Worth?

The value of the pain and suffering portion of your settlement depends on the injury itself and the evidence documenting your emotional losses. The more evidence you have to support your claim, the better your chance will be of recovering the maximum compensation for your injuries.

Some examples of viable documentation include diaries recording your physical and emotional hardships, photographs of the injury, witness accounts, and proof of medical treatment.

Is Your Insurance Settlement Fair?

If the insurance provider offers a settlement that provides for your pain & suffering, you want to make sure that it is a reasonable amount before accepting.

If they used the multiplier or per diem method to determine a ballpark figure, your pain and suffering payment is off to a good start. Next, you should consider any additional circumstances that warrant an increase of that amount. For instance, if your injury led to significant facial scarring, it may be reasonable to increase your damages.

On the other hand, if the insurance company uses a computer program to calculate your pain and suffering, hiring a personal injury lawyer in Atlanta could help you determine whether the offer is fair.

Regardless of how the insurance company will base your settlement, staying organized, informed, and attentive during this process will help you recover a reasonable payout for your injuries.

This is an article provided by our partners network. It might not necessarily reflect the views or opinions of our editorial team and management.
Contributed content

Hernaldo Turrillo

Hernaldo Turrillo is a writer and author specialised in innovation, AI, DLT, SMEs, trading, investing and new trends in technology and business. He has been working for ztudium group since 2017. He is the editor of openbusinesscouncil.org, tradersdna.com, hedgethink.com, and writes regularly for intelligenthq.com, socialmediacouncil.eu. Hernaldo was born in Spain and finally settled in London, United Kingdom, after a few years of personal growth. Hernaldo finished his Journalism bachelor degree in the University of Seville, Spain, and began working as reporter in the newspaper, Europa Sur, writing about Politics and Society. He also worked as community manager and marketing advisor in Los Barrios, Spain. Innovation, technology, politics and economy are his main interests, with special focus on new trends and ethical projects. He enjoys finding himself getting lost in words, explaining what he understands from the world and helping others. Besides a journalist, he is also a thinker and proactive in digital transformation strategies. Knowledge and ideas have no limits.

The post How much do insurance companies pay for pain and suffering? appeared first on OpenBusinessCouncil Directory.

Whether it is a DUI attorney, a criminal lawyer, or a family lawyer, it is crucial to hire the right attorney to handle your case. This is true, especially when you find yourself in a situation where you need the best legal representation you can get in your corner.  If you’ve been involved in an accident at work, you’ve slipped in a public place, or you were hit by a careless driver, you have every right to consider making a compensation claim, and life will be a lot easier if you have a legal team behind you. With so many firms on offer, how do you go about finding the best attorney? The good news is that if you’re asking this question, this infographic has got you covered!

The first step to take when you need a lawyer is to research potential candidates. Look for a firm that has expertise in dealing with cases like yours, and go for attorneys that have experience in the field that is relevant to you, for example, truck accident claims. Read up on results, opt for lawyers with an excellent reputation and take a look at an attorney’s disciplinary record. It’s always useful to read reviews and client testimonials and to ask for recommendations from friends and colleagues.

Once you have a shortlist, arrange some consultations so that you can get to know the attorneys, ask questions and get an insight into what the process of making a claim entails. Find out more about fees and charges, ask questions about the law firm’s experience and track record in the specific area in which you’re interested, and get an idea of how confident they are that your claim will be approved. Make sure you understand the costs involved and take your time to make a final decision before you sign on the dotted line.

Infographic Design By how to find the best personal injury attorney

Hernaldo Turrillo

Hernaldo Turrillo is a writer and author specialised in innovation, AI, DLT, SMEs, trading, investing and new trends in technology and business. He has been working for ztudium group since 2017. He is the editor of openbusinesscouncil.org, tradersdna.com, hedgethink.com, and writes regularly for intelligenthq.com, socialmediacouncil.eu. Hernaldo was born in Spain and finally settled in London, United Kingdom, after a few years of personal growth. Hernaldo finished his Journalism bachelor degree in the University of Seville, Spain, and began working as reporter in the newspaper, Europa Sur, writing about Politics and Society. He also worked as community manager and marketing advisor in Los Barrios, Spain. Innovation, technology, politics and economy are his main interests, with special focus on new trends and ethical projects. He enjoys finding himself getting lost in words, explaining what he understands from the world and helping others. Besides a journalist, he is also a thinker and proactive in digital transformation strategies. Knowledge and ideas have no limits.

The post A Guide To Finding The Best Personal Injury Lawyer appeared first on OpenBusinessCouncil Directory.